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Key takeaways
- Citi Flex Funds allow you to withdraw particular or all of the available Citi card borrowing due bad credit personal loans Alabama to the fact that loan
- Delivering your finance since the a Citi Flex Financing provides a predetermined monthly payment and repaired rate of interest up to the loan try paid off into complete
- Citi Fold Finance render lots of benefits, for example perhaps not demanding an extra hard credit query, but you’ll need to run this new numbers to make certain they add up to suit your state
Credit cards give a convenient cure for buy everyday instructions, yet you will find constantly times when you may favor cash.
The newest Citi Flex Loan system will likely be a good alternative to powering upwards a balance on your credit for unanticipated expenses otherwise taking right out credit cards payday loans. Cash advances usually need an upfront commission (normally 5 % of your own progress amount), therefore the currency your use will start accruing desire at an effective large variable rates of time one to no elegance several months.
If you are looking getting a much better choice, Citi Fold Finance can be worth exploring. This is how Citi Bend Money work with habit, and some suggestions to make it easier to is a good selection for your.
What is a Citi Bend Mortgage?
Citi Flex Loans and you can City Fold Shell out are a couple of software one provide cardholders far more versatile payment solutions and you can repaired words thanks to Citi’s Citi Fold Preparations.
Which have a good Citi Flex Loan, you might sign up for financing in your eligible Citi card’s credit line from the a predetermined interest. You may determine how much you need to obtain and you will settle towards the a predetermined payment per month and you can repaired rate of interest you to continues to the longevity of the loan as opposed to doing a unique app otherwise credit score assessment.
Citi Flex Pay, additionally, is a flexible fee arrange for Citi cardmembers which allows eligible credit card sales becoming paid back throughout the years which have good fixed Apr.
Both Citi Bend Funds and you can Citi Flex Spend is possibilities once you would a good Citi Bend Package., Citi’s system offering cardholders significantly more versatile percentage solutions and fixed terms and conditions.
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