because of the proper, it does not number if the more is done to your loan or even the c/an excellent, it is still dominating prevention if their in either one of it. by remaining. i wouldnt know the way it functions around. (seek advice from their unique once again maybe?)situation 2 = semi-flexi has only step 1 account. with the intention that your to minimize your own dominant, the cash Need borrowing into the homes loan account (at the mercy of LO TnC). one percentage designed to your own c/a has nothing at all to do with the prominent as these accs aren’t linked. so that the next administrator is “korek”. =)
In fact for scenariio 1= I inquired the latest officer regarding the traditional loan, she said not flexi next indicates me personally better to take most other fully flexi bundle.
Scen 2= making this “korek” haha. Your form whichever most fee so you’re able to loan a/c will subtract the primary amte to this LO, think about brand new T&C reported that we should instead provide get better notice while making more payment. nevertheless manager said not require as his or her LO maybe not up-date, brand new LO still according to the dated you to definitely, however the banking system currently improve. Why does ? I am frightened after signing have a tendency to feel dissapointed about later, all of the mth must see bank giving down payment .
Reached modify lender?
.As to why do not including fully flexi? Or no time create down payment needs to update bank, we wld alternatively need totally flexi. Save time.
Read as well as Hleong islamic no locking period, vow you could give all of us for many who got any futher details. Thx.
Actually getting scenariio 1= I asked new administrator regarding the antique mortgage, she told you not flexi next indicates me better to need other totally flexi plan.
Scen 2= so this is “korek” haha. Your mode whichever most percentage to help you financing good/c commonly deduct the principal amte compared to that LO, think about this new T&C reported that we must render progress see to make even more fee. nevertheless the manager told me not want as his or best cash advance in Iowa her LO perhaps not update, brand new LO nonetheless according to the dated that, nevertheless bank operating system currently upgrade. Why does ? I am frightened shortly after finalizing usually be sorry for afterwards, all the mth should observe bank to provide deposit .
Reached upgrade lender?
.Why never instance totally flexi? Or no date generate downpayment has to upgrade lender, we wld as an alternative take fully flexi. Save your time.
Heard together with Hleong islamic zero securing months, guarantee you could share with all of us for folks who got people futher info. Thx.
if its partial otherwise complete flexi, its virtually the same thing. imagine of it given that a hands-on car or car vehicles. highest FC and up-continue costs to your comfort against a whole lot more feet focus on decreased maintaince cost. apparently speaking.
regarding personal viewpoint, i shall say wade complete-flexi if you possess the a lot more cash of course your heading so you can move the bucks that frequently.
i am not saying completely yes regarding UOB’s pratices, but u can be consult with the fresh officers what kind of notice to make the additional payment? over-the-counter notice, thirty day period observe ahead etc.
Do any one with this particular loan plan. Pls display specific white in my opinion. My personal main priority is the progress/prepayment. Let’s say mthly installment try RM1k, and i also shell out RM1.5k every mth towards the loan an effective/c. Really does the latest RM500 have a tendency to subtract regarding Principal amt , then reducing the desire costs?
You to definitely said”No”, the extra percentage tend to park on the an effective/c and you can utilise due to the fact a mthly cost when due. Find has to be supplied to lender if require the extra commission as deduct the main. She advise me to take-up an entire flexi mortgage loan.
Connect with us