Criteria to consider month-to-month obligations-to-money ratio or continual earnings dos. Area (e)(2)(v)(A) will not recommend especially just how a creditor need certainly to believe monthly personal debt-to-money ratio or continual income. Section (e)(2)(v)(A) and will not prescribe a certain month-to-month personal debt-to-income proportion or continual earnings tolerance with which a creditor need certainly to comply....

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